Complaint | Automobile | Uninsured/Underinsured
Get Information from Law Enforcement
If you are involved in a vehicle collision, ask the law enforcement officers to provide you the insurance information pertaining to the other driver.
Uninsured/Underinsured Motorist ("UM/UIM") Coverage
Your automobile insurance company is required to provide you the option to subscribe to UM/UIM coverage, which pays costs associated with injuries you or your passengers sustain if you are involved in a crash with a driver who either does not have insurance (uninsured) or has insufficient insurance to cover the costs associated with injuries you or your passengers sustain (underinsured). UM/UIM coverage only pays costs for bodily injuries - it does not cover damage to your vehicle. You must carry collision coverage to pay for repairs to your vehicle if it is involved in a crash with another driver, and comprehensive coverage to pay for repairs to your vehicle if it is involved in another type of crash (e.g. running into a telephone pole).