Regulatory Bulletin 2019-01

NEW ADDRESS


Arizona Department of Insurance
100 North 15th Avenue, Suite 261

Phoenix, AZ  85007-2630

Use of Credits and Premium Rebates in the Health Insurance Market 

Priority: 
Keith A. Schraad
Insurers Offering Individual Health Insurance in Arizona

Lists insurance companies that are offering health insurance to individuals and families in Arizona in 2020.  Open enrollment starts November 1st and now runs through December 17th, 2019.  Individuals can start shopping for coverage now at healthcare.gov or cuidadodesalud.gov (Spanish)

Arizona's Surprise Bill Resolution Report for 2019

As shown in the attached report prepared pursuant to A.R.S. § 20-3118(A), the Department of Insurance received 91 requests for dispute resolution in Calendar Year 2019.  Of those, 53 have been resolved or closed, and health plan enrollees saved $41,538 by submitting their surprise bills for resolution.  

Not all health care bills qualify for the surprise bill resolution process.  The Department's Suprise Out-of-network Billing Dispute Resolution website (https://insurance.az.gov/soonbdr, and especially the section entitled, "I got a surprise bill. Can I submit a request for arbitration?") lists conditions when a health care bill may not qualify under Arizona law for the dispute resolution process.  But for those that do, the enrollee will only be responsible for paying the enrollee's cost-sharing amounts (copay, coinsurance and deductible) if the enrollee provides information the Department needs, and participates in an informal settlement teleconference with the health care insurer and the health care provider.

Notice of Proposed Rulemaking - Corporate Governance Annual Disclosure Model Regulation

In 2019, the Arizona Legislature adopted the NAIC Corporate Governance Annual Disclosure Model Act at Arizona Revised Statutes (“ARS”) by enacting the Corporate Governance Act at Title 20, Chapter 2, Article 16 (Laws 2019, 1st Reg. Sess., Ch. 180, § 1).   The Department of Insurance (“Department”) seeks to adopt the correlate Corporate Governance Annual Disclosure Model Regulation.  ARS § 20-492.02 allows the Department to adopt rules to carry out the Act upon notice and an opportunity to be heard.  The Legislature has exempted the Department from Title 41, Chapter 6 for one year after the effective date of the Act.  (Laws 2019, 1st Reg. Sess., Ch. 180, § 2.)

Regulatory Bulletin 2001-12

Implementation of Product Regulation Reform

Circular Letter 1999-06

Loss Cost Filings

Regulatory Bulletin 2001-13

Medicare Supplement Premium Comparison Survey and Compliance with Benefits Improvement and Protection Act (BIPA)

Circular Letter 1999-07

Laws 1999, Ch. 170 (HB 2596) Regarding Unaffiliated Credit Life and Disability Reinsurers

 

Regulatory Bulletin 2001-14

Implementation of New Insurance Producer Licensing Laws (Senate Bill 1366)

Circular Letter 1999-08

Codification of Statutory Accounting Principles

Regulatory Bulletin 2003-04

Property and Casualty Insurance; Insurance Protection For Policyholders Who Have Been Deployed For Military Duty; Coverage Continuation and/or Coverage Suspension.

Regulatory Bulletin 2001-15

Notice of Presidential Executive Order Blocking Property and Prohibiting Transactions with Persons who Threaten to Commit or Support Terrorism

Guidance Document 20010621

Product Regulation Reform of 2001

Circular Letter 1999-09

Administration of Workers’ Compensation Laws; Arizona Revised Statutes, Title 20, Chapter 2, Article 4

Regulatory Bulletin 2003-05

AIDS/HIV Testing and Consent Form; Release of Related Information

Regulatory Bulletin 2001-16

Permitted Accounting Practice Letters

Circular Letter 2000-01

Issuers' Affirmative Obligations Under the Health Insurance Portability and Accountability Act (HIPAA).

Regulatory Bulletin 2003-06

Licensure as Title Insurance Agent and as Escrow Agent

Regulatory Bulletin 2002-01

Revision of Property Damage Threshold For Purposes Of A.R.S. § 20-1631(E)

Circular Letter 2000-02

Standards for Reasonable Investigation of Claims.

Regulatory Bulletin 2003-07

A.R.S. §20-443(A)(6) -Prohibition Against Referring to the Arizona Insurance Guaranty Funds in Connection with the Sale of Insurance Policies

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