Regulatory Bulletin 2019-01

Use of Credits and Premium Rebates in the Health Insurance Market 


Priority: 
Keith A. Schraad

Warning - Phishing Scam

We are aware of a phishing scam targeting insurance professionals claiming that the National Association of Insurance Commissioners received a complaint that the professional submitted a falsified claim. This fraudulent email displays the NAIC and CIPR logos, can originate from what appears to be an naic.org or gmail.com email account, and instructs the recipient to click on a link to download the complaint notification.

Certain antivirus products will detect this as a malicious email.  If you receive a similar email and have any concerns, contact the NAIC Service Desk at (816) 783-8500 or [email protected].

Regulatory Bulletin 2015 - 03: Excepted Benefits in the Arizona Individual Health Insurance Market

The purpose of this Bulletin is to highlight (underscore) the criteria for certain health insurance benefits in the individual market to be exempt (“excepted”) from the market reforms of the Affordable care Act (“ACA”), and from corresponding regulations promulgated by the Department of Health and Human Services (“HHS”) in Title 45 of the Code of Federal Regulations (“45 CFR”).  In particular, this Bulletin addresses recent changes to 45 CFR §148.220 (2014), offers guidance regarding three issues raised by the amendment of §148.220, and provides sample language to meet the requirements of §148.220.

Regulatory Bulletin 2015-04: Insuring Transportation Network Company Drivers

The Arizona Legislature passed HB 2135 (Laws 2015, Chapter 235), which establishes insurance and regulatory requirements for transportation network companies and their drivers.  The legislation is effective from and after July 3, 2015.  The purpose of this Regulatory Bulletin is to provide guidance to insurers that wish to file products with the Arizona Department of Insurance (“ADOI”) to provide coverage for individuals operating a transportation network company vehicle.

Regulatory Bulletin 2015-05: 2015 Arizona Insurance Laws

This Regulatory Bulletin summarizes the major, newly enacted legislation affecting the Department, its licensees, and insurance consumers. This summary is not meant as an exhaustive list or a detailed analysis of all insurance-related bills. It generally describes the substantive content, but does not capture all details or necessarily cover all bills that may be of interest to a particular reader. The Department may follow this bulletin with other, more detailed bulletins related to implementation of the legislation.

Regulatory Bulletin 2012-03

Common Areas of Non-Compliance with Bail Bond Statutes and Rules

Regulatory Bulletin 2012-04

Threshold Rate Increase Review

Circular Letter 1981-02

Department Investigation of Workers' Compensation Insurance Replacement

Circular Letter 1981-03

Reasonableness of Benefits in Relation to Premium Charged

Circular Letter 1998-02

Administration of Arizona's Service Company and Motor Vehicle Service Contract Administrator's Laws; Arizona Revised Statutes, Title 20, Chapter 4, Article 11 

Circular Letter 1998-03

Administration of Workers' Compensation Laws; Arizona Revised Statutes, Title 20, Chapter 2, Article 4

Circular Letter 1998-05

Form for Selection of Limits or Rejection of Uninsured Motorist or Underinsured Motorist Coverage

 

Circular Letter 1998-09

Senate Bill 1024; Loss Cost Filings

Circular Letter 1997-01

Non-Renewal of Motor Vehicle Insurance Policies and Transfers of Policies to Affiliated Insurers Pursuant to A.R.S. § 20-1631(E) and (L)

Circular Letter 1997-04

Genetic Testing Form Mandated by House Bill 2144 and A.R.S. §20-448.02

Circular Letter 1997-07

Implementation of Senate Bill 1321

Circular Letter 1997-09

Long Term Care Insurance and Inflation Protection Option; Interpretation of A.A.C. R20-6-1005(A)

Regulatory Bulletin 2018-02

2018 Arizona Insurance Laws

Regulatory Bulletin 2019-02

2019 Arizona Insurance Laws

Regulatory Bulletin 2017-03

Withdrawal of Circular Letter 2006-08

Regulatory Bulletin 2016-01: Revision of Private Passenger Automobile Property Damage Threshold for Purposes of A.R.S. § 20-1631(E)

This bulletin supersedes Regulatory Bulletin 2015-01A.  This bulletin sets $2,610 as the threshold amount of property damages insurers may use to non-renew private passenger automobile policies.

Regulatory Bulletin 2016-02: 2016 Arizona Insurance Laws

This regulatory bulletin summarizes the major, newly enacted legislation affecting the Department, its licensees, and Arizona insurance consumers.

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