Regulatory Bulletins


Arizona Department of Insurance
100 North 15th Avenue, Suite 261

Phoenix, AZ  85007-2630

Starting July 1, 2020, we became the
Department of Insurance and Financial Institutions (DIFI).

Regulatory Bulletins

ADOI issues regulatory bulletins (formerly known as "Circular Letters") to clarify regulatory requirements.

Visit our Mailing Lists menu to sign up to receive copies of regulatory bulletins by email, or to subscribe to other Department of Insurance mailing lists.

Regulatory bulletins require Adobe Acrobat Reader to view. You may obtain the latest version of Adobe Acrobat Reader for free from

Numbering in the TITLE column has been standardized to a YYYY-## (four-digit year, a dash, and two-digit number) format. For example, "Circular Letter 97-7" displays as "Circular Letter 1997-07."

Title Descriptionsort descending Author Date Issued
Circular Letter 2000-14

Life Health Advertising

Charles R. Cohen 20001109
Regulatory Bulletin 2005-01

Long Term Care Insurance Regulation Effective Date; A.A.C. R20-6-1019(L)

Christina Urias 20050106
Circular Letter 1999-06

Loss Cost Filings

Charles R. Cohen 19990802
Circular Letter 1992-01

Medicare Open Enrollment

Susan Gallinger 19920211
Regulatory Bulletin 2005-06

Medicare Part D Marketing Practices

Christina Urias 20051025
Regulatory Bulletin 2005-05

Medicare Supplement Policies for Plans K and L

Christina Urias 20050928
Regulatory Bulletin 2001-13

Medicare Supplement Premium Comparison Survey and Compliance with Benefits Improvement and Protection Act (BIPA)

Charles R. Cohen 20010921
Circular Letter 1999-04

Medicare+Choice; Medicare Supplement

Charles R. Cohen 19990628
Circular Letter 1995-01

Misquotes; Private Passenger Automobile Insurance

Chris Herstam 19950227
Circular Letter 1994-06


Chris Herstam 19941007
Regulatory Bulletin 2010-03

NAIC Accreditation Requirements for Risk Retention Group Captives

Christina Urias 20101202
Regulatory Bulletin 2006-09

NFIP Training Requirements for Insurance Producers Selling Flood Insurance

Christina Urias 20061122
Regulatory Bulletin 2001-15

Notice of Presidential Executive Order Blocking Property and Prohibiting Transactions with Persons who Threaten to Commit or Support Terrorism

Charles R. Cohen 20011016
Regulatory Bulletin 2001-07

Notification of Rulemaking Activities

Charles R. Cohen 20010629
Regulatory Bulletin 2001-16

Permitted Accounting Practice Letters

Charles R. Cohen 20011120
Regulatory Bulletin 2013-03

Preapproved Life Settlement Disclosure Forms

Germaine L. Marks 20130917
Circular Letter 1994-02

Premium Credit for Subscription to Fire Protection Service

Chris Herstam 19940405
Regulatory Bulletin 2014-07

Premium Credit for Subscription to Fire Protection Service

Germaine L. Marks 20141008
Regulatory Bulletin 2003-01

Premium Loans by Bail Bond Agents

Charles R. Cohen 20030108
Regulatory Bulletin 2006-06

Private Passenger Automobile Insurance Grace Period Provisions -VOID

Christina Urias 20060725