Insurers may ask about dog breeds on applications, but A.R.S. § 20-1510 precludes the breed of dog from being the “sole factor considered or used for … [q]uestionnaires, surveys or other means of gathering information regarding ownership or possession of a dog or the presence of a dog on the premises insured or to be insured under a policy of insurance.”  Underwriting guidelines must clearly demonstrate that the insurer will not decline, cancel, non-renew, or raise rates based solely on a particular breed of dog.