SURPLUS LINES INSURERS
A qualified insurance company authorized in another state or country that is not authorized in Arizona, or an insurance company organized within Arizona (a "domestic" insurer) with special limited authority, may offer insurance on a "surplus lines" basis. "Surplus lines" essentially means that insurance to cover a risk is not readily available through a traditional insurance policy from an Arizona-authorized insurance company. In this case, a surplus lines broker can procure coverage from one of the following three sources:
LOOK UP INSURANCE COMPANY RATINGS
The Department of Insurance does not provide any opinion concerning, nor does it guarantee, the accuracy of information provided by nationally recognized statistical rating organizations ("NRSRO's"), registered through the U.S. Securities and Exchange Commission.